Personal & Business Loans

Big goals or small steps, our local lenders are here to help you make it happen — with loans built around your needs.
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Personal Loans

Whether you’re buying a new car, making home improvements, or planning for something special, Grand Marais State Bank offers personal loans to help you get there. With competitive rates, flexible terms, and decisions made locally by people who know you, we make borrowing simple, straightforward, and designed around your needs.

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Business Loans

At Grand Marais State Bank, we’re proud to support local businesses with lending solutions that make growth possible. Whether you’re expanding operations, upgrading equipment, or starting something new, our local lenders are here to help — offering flexible terms, competitive rates, and personalized guidance every step of the way.

Talk to a local banker today.

Skip the automated systems and speak with a decision-maker who understands your unique financial story.

Important Update for Prior CenBank Customers: Due to the merger with Grand Marais State Bank, our routing number has changed effective 02/09/2026. - New Routing Number: 091213314 - Please update your direct deposits and automatic payments to avoid delays.

You will be able to use your CenBank checks until 12/31/2026

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